SME Business Insurance
Wilby specialise in meeting the insurance needs of small to medium sized businesses. We provide policies that include cover such as public and products liability, and employers' liability
With a strong reputable background and personal service – you can trust us. Trust us for a competitive price and for finding cover that suits your needs. Choose Wisely. Choose Wilby.
Our bespoke package policies provide comprehensive small and medium business cover for the following:
- Tradesman Insurance
- Manufacturing Insurance
- Office Insurance
- Landlords Insurance
- Shop Insurance
- Motor Fleet Insurance
- Professional Indemnity Insurance
- Restaurant & Pub Insurance
- Employers’ Liability Insurance
- Takeaway Insurance
- Public Liability Insurance
Liability Insurance Cover
It is important that you take out Public Liability Insurance as a small business in the UK. There are different types of liability insurance cover available – but essentially, liability insurance covers and protects you and your business against a person taking legal action against you. This could be from someone injuring themselves or damaging their property and holding you responsible.
If legal liability is found as your responsibility – then compensation will be given to the claimant. This may incur a large amount of costs, including legal fees, compensation, hospital treatment and ambulance costs, etc.
Liability insurance is designed to protect your business against such costs.
Public Liability Insurance is essential if your company comes into contact with customers, clients, and even members of the public. Whether this is at your own office or off-site – liability insurance is essential if you want to be protected.
Please click here to be forwarded to the Business Link Advice website for further information about liability insurance and the different types such as the following:
- Employers' liability insurance
- Public liability insurance
- Product liability insurance
- Property owners' liability insurance
- Professional indemnity insurance
- Directors' and officers' liability
Click here if you would like to download a guide from the HSE - Employers’ Liability (Compulsory Insurance) Act 1969