Public Liability Insurance
What is Public Liability Insurance?
It is important that you take out Public Liability Insurance as a business in the UK. There are different types of liability insurance cover available – but essentially, liability insurance covers and protects you and your business against a person taking legal action against you.
Public Liability Insurance is essential if your company comes into contact with customers, clients, and even members of the public. Whether this is at your own office or off-site – liability insurance is essential if you want to be protected.
What does Public Liability Insurance cover?
Public Liability Insurance covers awards and damages that are given to a claimant. This may be from someone injuring themselves or damaging their property and holding you responsible.
If legal liability is found as your responsibility – then compensation may be given to the claimant. This may incur a large amount of costs, including legal fees, compensation, hospital treatment and ambulance costs, etc.
Public Liability insurance is designed to protect your business against such costs.
To read further information about the Injury Costs Recovery Scheme on the Department of Health website, please click here.
Unlike some employers’ liability insurance – public liability insurance is not compulsory. Some businesses will also find that many of their clients require proof of adequate insurance before they will allow you to work for them.
Looking for Public Liability Insurance?
Here at Wilby, we go beyond insurance – we take a global view of each client’s requirements and construct a protection programme that is suitable for you and your needs.
We always use insurers that are ABI registered and can offer you the most competitive quote.
We can offer employers’ liability for many types of employers and businesses. For example:
- Tradesman Insurance
- Manufacturing Insurance
- Office Insurance
- Shop Insurance
- Restaurant & Pub Insurance
- Takeaway Insurance
You can give us a call on 01422 358 525 for a free no obligation quote or click here to fill out a quick quote form.