Caravan Park Insurance

Park Protect is a business insurance policy specifically designed by us at Wilby for caravan and holiday home parks.

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David Moffat

David Moffat

Associate Director

ACII Chartered Insurance Broker

01422 398 610

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What We Do

The Park Protect policy has been specifically designed for Holiday and Caravan Parks and continues to provide outstanding cover and value for members of the scheme.

As a Caravan Park Insurance Specialist, we currently arrange insurance for more than 100 parks across the UK, from the North of Scotland to the South coast of England.

As well as providing insurance to caravan parks across the country, as members of The National Caravan Council we are actively involved in the industry and know the challenges faced by parks.

As a truly independent broker we believe that we provide the right combination of cover and value, together with the additional benefits of our own risk management service and health & safety advice, as well as an in-house claims department and loss adjuster.

We have a team of advisers with a wealth of experience in dealing with touring, holiday and residential caravan and park home resorts of all shapes and sizes, so you can be sure you are dealing with a company that knows the needs of your business.

Policy Benefits

We have worked closely with one of the UK’s leading insurers and our customers to develop a caravan park insurance policy that we believe is well suited to the insurance needs of caravan and holiday parks:

  • Includes damage to static caravans, when moved, up to £50,000 
  • Landscaping, following a loss, up to £5,000
  • Site services, including underground pipes & hook ups, up to £10,000
  • Loss of metered water, up to £5,000
  • Stock of show static caravans automatically covered up to £250,000 
  • Loss of Gross Profit following damage to utilities 
  • Automatic £2,000,000 limit for Public Liability cover 
  • Public Liability cover for maintenance work on static caravans
  • Contract works cover, up to £25,000
  • Concrete bases for show and rented static caravans, up to £5,000 per base
  • Goods in transit cover, up to £2,500
  • Damage to playing surfaces and greens up to £5,000
  • Damage to outdoor children’s play apparatus, up to £5,000
  • Loss of liquor licence, up to £100,000

As a specialist broker, our caravan park insurance aims to cover most risks and contingencies you may face as the owner of a holiday or caravan park business. With detailed knowledge of the Holiday and Caravan Park Industry and related insurance risks, Wilby can offer more than just insurance.

We have our own team of risk management consultants who can help you to put procedures in place to limit the risks your park faces and therefore potentially reduce the likelihood of claims. They can offer a range of services dependent on your needs including:
  • Risk Assessments

Our qualified and experienced consultants will work closely with your staff to ensure you are fully aware of the risks that exist in and around your business premises. 

  • Health & Safety Management

Our management systems can assist your business in complying with all aspects of the health and safety law allowing you to get on with running your business. 

  • Fire Safety

Our team of fire risk assessors are well equipped to carry out a comprehensive analysis of the potential risks to your premises.

Dealing with claims quickly, courteously and efficiently is at the heart of our philosophy. We know that one of the most important things for our clients is how we manage claims, that’s why all of our clients benefit from:
  • Nominated Handler  

Our clients have access to a nominated claims handler. This ensures that the person dealing with your claims understands your business. It also means that you have direct access to a dedicated contact, you won’t have to wait on hold to a call centre!

  • Claims Analysis

We’re here to help you understand and manage your claims. We will provide claim reports as required by you which cover all classes of insurance and with the detail you need to ensure they are meaningful and help to analyse patterns and ways to improve your claims experience.

  • 24/7 Claims Helpline

We know not all businesses operate 9-5, therefore we offer all of our clients access to a 24 hour helpline.

  • Free Motor Claims App & Key Retrieval 

All of our clients have access to a free iPhone app to enable their drivers to log claims quickly & effectively ensuring they gather the right information to help with a claim. We also provide key tags so that if keys are misplaced they can be reunited with their owners.

  • Loss Adjuster
To ensure you receive the best possible settlement in the event of a claim we can also offer the services of our own in-house Loss Adjuster
Park Protect benefits

Park Protect benefits


Stock of holiday and residential homes



Landscaping following a loss



Site services, inc underground pipes



Contract works cover


David Moffat David Moffat ACII Chartered Insurance Broker

Give us a call 01422 398 610

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